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Archive for the ModernLend tag

Megan Freshley
Megan Freshley

Optimizing Your FICO Score

Finance 8,514 Comments
Optimizing Your FICO Score

Your FICO credit score is the number that communicates your creditworthiness to traditional lenders, landlords, and employers. A FICO score of 700 or above is considered “good” or “excellent,” while anything below 650 is termed “poor” or “bad.” So how can you improve your current credit score, or even start fresh with no U.S. credit […]

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Megan Freshley
Megan Freshley

Renting Your First Apartment: Your Rights and Resources as a New Tenant in the U.S.

Culture, Life in the U.S. 9,370 Comments
Renting Your First Apartment: Your Rights and Resources as a New Tenant in the U.S.

If you recently relocated to the U.S. for work or study, you’ve likely noticed renting can be a tricky task without rental or credit history. Tenants’ rights vary widely depending on your state, and laws even change by city in certain situations. Although finding a new place to call home means working through the complexities […]

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Megan Freshley
Megan Freshley

5 Expert Tips to Prepare for Optional Practical Training (OPT)

Immigration 9,882 Comments
5 Expert Tips to Prepare for Optional Practical Training (OPT)

Once you complete your degree and finally wear your graduation cap, you may already have your next steps planned. Most students doing coursework in the U.S. with an F-1 status know that Optional Practical Training (OPT) is a fantastic way to continue learning and working in their particular field through career-launching experiences. The student visa […]

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Megan Freshley
Megan Freshley

5 Simple Ways to Start Building Your Credit Score as an International Student

Finance 9,867 Comments
5 Simple Ways to Start Building Your Credit Score as an International Student

Navigating life as an international student in the U.S. is no small feat. Between finding the right housing, excelling academically, and finding a social community, the challenge of building credit may not be your top priority. Credit scores are based on financial history, and being a newcomer to the U.S. without a Social Security Number […]

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